commercial vehicle insurance policy information for road safety

Commercial Vehicle Insurance

To keep your business going, it is essential to have the vehicles owned, insured. insurance policies for commercial vehicle packages that protect your business against financial loss resulting from accidental loss or damage to your vehicle, your legal responsibility to others for injury, death and damage caused by any accident with your vehicle.,,,,,,,,,,,,,,,,,,,,,

Your vehicle is more critical for your business. Any damage that could be a big loss for you. In the current climate of uncertainty, comprehensive insurance cover which not only covers the liability of the third party is necessary, but covers you against loss or damage to your vehicle.,,,,,,,,,,,,,,
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Life is a great balancing act. As noted in making the most of life, you meet small blocks of lifestyle, such as accidents and theft. The best way to handle them is to just go ahead and enjoy the journey rather than stagnate.,,,,,,,,,,,,,,,,,,,

Main advantages - covers commercial vehicle against own damage and third party

1. Accidental damage to the vehicle due to the

Fire, lightning, self-ignition, external explosion, theft, burglary and theft, malicious act.

Riots and strikes; terrorism; earthquake; floods, cyclones and floods

While in transport by rail, road, air, lift, lift.,,,,,,,,,,,,,,,,,,,,,,

2. Liability insurance by:

Injury or death of third parties

Third damage to the property of the party caused to their property,,,,,,,,,,,,,,,

You can expand its commercial vehicle insurance to cover:,,,,,,,,,,,,,,,

Loss or damage to electrical accessories

Loss or damage to electrical accessories

The personal accident coverage for insured passengers or any person with or without a name

The legal liability of persons employed (paid drivers / cleaners)

The legal liability of the insured employee (not paid drivers / cleaners)

The responsibility for the price passengers pays fare,,,,,,,,,,,,,,,

Amortization Cover- Zero Add On:

Cover may be given to vehicles until the age of 2 years. It must be repaired at the garage undertaking authorized,,,,,,,,,,,,,

Availability fiber repair costs glass, rubber tires, batteries, air bags, nylon and plastic parts,,,,,,,,,,

Unlimited personal liability coverage. The amount awarded by the court as their responsibility to a third party for death or personal injury caused by accidental vehicle will be indemnified by the vehicle insurance policy.,,,,,,,,,,,,,,,,

What does it covers?

Third party covers injury to the property with a most of government agency seven, 50,000, within the case of personal vehicles.

Damage own coverage protects against injury or loss due to:

Fire, lightning, self-ignition or explosion

Robbery, thieving or felony

Strike or riot

Earthquake (shock and hearth damage)

Flood, flood, storm, typhoon, hurricane, cyclone and Hail

Accidental external means that

Malicious acts

Terrorist activity

During transport by rail, road, river, air or elevation

Landslides and rock falls

Personal Accident cowl with compensation

For the owner / driver (required): Home INR2, 00,000

LL paid the driving force.

Other covers ar accessible

For unidentified passengers, together with spouses, children, parents, etc: INR10,000 cowl the most INR2,00,000 (in multiples of INR10,000)

Responsibility towards staff arising from Associate in Nursing accident with the insured vehicle.

Discounts on claims embody premiums, Automobile Association Membership Discount, Discount for opposing thieving devices approved by the Automotive analysis Association of Asian nation (ARAI) mounted on the vehicle.,,,,,,,,,,,,,,,,,,,,,,,,,,

Exclusions: what does not it covers?

However, keep in mind, while efforts to give the best possible service not skimp, do not cover any loss / damage to the vehicle and / or its accessories if it is caused by the following:

Normal wear, tear and the general aging of the vehicle

Depreciation or loss

/ Mechanical Power failure

Vehicle used if it does not respect the limits of use

Damage to / by a person driving without a valid license

Damage to / by a person driving the vehicle under the influence of drugs or alcohol

Impaired driving

Loss / damage due to war, riot or nuclear risk,,,,,,,,,,,,,,,,,,,,,,

What is the process for submitting a claim for commercial vehicles and Miscellaneous?

  

Make sure to take your vehicle to the nearest workshop or an authorized workshop

You must send the completed application form with an estimate of the loss to us.

We will conduct an inspection of the damaged items to assess the loss.

You can begin repairs to your vehicle after the inspector authorizes repairs based on the terms and conditions,,,,,,,,,,,,,,,,,,,,

Policy.

If the accident involves a third party, you will need to register an FIR with the nearest police station in the place of the accident.,,,,,,,,,,,,,,,,,,,,,,

In case of larger claims, can also be prepared to defend a legal case. In such a situation, the claim will be decided by the civil courts.

After submitting an application, you will receive a unique reference number rehabilitation, which can be used as a reference number each time you call or email us with regard to demand. Later, we will contact you, to guide you through the process more.,,,,,,,,,,,,,,,,,,,,,,,,,

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Document Checklist

Copy of the valid policy

Completed application form

Dear / Quotation Repairs

Bills / Receipts

Certified copy of the RC book, driving license.,,,,,,,,,,,,,,,,,

Additional documents in case of theft claims

Copy FIR

End of the report of the police magistrate court investigation / report

RTO 29 and 30 completed,,,,,,,,,,,,,,,,,,,

RTO Form 35 and CNP payer (if the stolen vehicle was under the finance).,,,,,,,,,,,,,,,,,,,,,,,,